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Google adsnese - Receiving payments by wire transfer

A wire transfer is a method of electronic funds transfer. It allows you to receive funds directly into your bank account. Google sends your earnings in U.S. dollars or Euros, depending on your account currency, via international wire transfer to the bank of your choice and you get the money in the bank account you specify. This is a fast, simple, and secure method for sending your payments.

How will I be paid through wire transfer?

Your revenue will be paid out once a month through a wire transfer to your bank account. To receive your payments, you’ll need to provide your bank account information in your AdSense account. The information varies per country and can be found on the Intro to AdSense payments page. If you have any questions, contact your bank and ask for instructions for receiving a wire transfer from abroad.

When adding the bank account information, you’ll need to enter the details exactly as they appear on file with your bank. To enter your banking information:
  1. Sign in to your AdSense account.
  2. Click the gear icon and select Settings.
  3. In the left sidebar menu, click Payment settings.
  4. In the "Available forms of payment" section, click Add new form of payment.
  5. Choose the radio button for “Funds transfer to bank account” and click Continue.
  6. Enter your bank account information and click Confirm and continue.
If you need additional assistance locating your financial information, please contact your bank and ask for instructions for receiving a wire transfer from abroad.

Which bank should I use to receive wire transfers?

You can choose the bank you prefer to receive your AdSense payments, provided you have an account at that institution.
We recommend that you talk with your bank and get details about the fees charged for this transaction, and the information needed to receive your payment. Note that after sending the wire transfer, it cannot be diverted to another bank.

Can my bank account receive international wire transfers?

Only your bank can confirm that your account is able to receive AdSense payments via international wire transfer. We recommend that you consult your bank and verify that your account accepts this type of transaction. Your bank can also inform you of any fees that you might be charged to receive wire transfers.

What is the necessary banking information to receive my payment?

To receive your payment, you'll need the following information (all required):
  • Bank account number
  • Name of account holder
  • SWIFT code
  • Bank name
  • Indian Financial System Code (IFSC) (India only)
  • Bank identification code (BIK) (Russia only)
The information below is optional, and you should only provide it if required by your bank:
  • SWIFT code of the intermediary bank
  • Name of intermediary bank
  • Any “For Further Credit” or “For Benefit Of” instructions your bank requires

Do I need to send my bank details every time I have to receive a payment?

No. We'll use the bank details you provide for all of your future payments until you provide new bank account details.

Where do I get the necessary banking information for payment?

Contact your bank for the banking information necessary to process your payment.

What is the SWIFT code?

The SWIFT code is a unique identification code for banks and other financial institutions. Your bank can provide you with the correct SWIFT code to use.

How long does it take for a wire transfer to arrive?

Funds sent by wire transfer will usually arrive at your bank within three business days. Once your bank receives the funds, it may take several business days before the funds are made available in your account. For a more specific disbursement timeline, please contact your bank.

I have sent my bank details but I would like to change them. How do I do this?

To provide the correct information, you must add a new bank account by clicking Payments in the left navigation and visiting your Payment settings page, or by clicking on the red alert in your account that says “Your payments are currently on hold”, and then remove the existing bank account.
To protect the privacy and security of your banking information, AdSense Support does not have access to edit or remove the information that you've entered.

My bank account information was entered incorrectly. What should I do?

It’s essential that your bank account information is entered correctly as payouts will be issued to the bank account on file. Should you notice that the information entered is incorrect, please review your payment details and add a new bank account as soon as possible.
Note that a payout cannot be re-issued if the funds reach a valid bank account. If the bank rejects the payout, the funds will be returned to your account.
If a payout is issued and your bank account information is entered incorrectly, please contact your bank immediately.

My bank requires a copy of my contract with Google. Where do I get it?

To obtain a copy of your contract with Google to submit to your bank, visit the Google AdSense Terms and Conditions.

My AdSense account reports that the payment was made, but I cannot find it in my bank account. What do I do?

International wire transfers can take a few days to arrive at your bank, and there may be a delay before the funds are available in your account. If it's been at least three business days since Google sent your wire transfer, you may need to contact your bank to confirm the payment. If your bank has not received the payment within 10 business days, please contact AdSense Support.

What are the fees I have to pay to receive wire transfers?

Google does not charge you a fee to receive your funds, but you may be charged fees by your bank. Contact your bank to inquire about exchange rates and other fees that will apply to your payments.
If you want to adjust your payment schedule to minimize fees charged by your bank, you can temporarily hold your payments. Learn how to hold your payments.

I don’t agree with the fee charged by my bank. Can I cancel the transfer?

No. Once sent to your bank, the transfer cannot be canceled.

What is the exchange rate?

Depending on your country and your bank, your payment may need to be exchanged into local currency. If so, the exchange rate is determined by your bank. Please contact your bank directly for more information.

In what currency will I receive a monthly payout?

Google will issue payouts in USD. However, your bank may exchange the funds to the local currency in order to deposit the money into your bank account.

Does the primary currency of my bank account matter?

Banks in some countries are able to receive funds in USD and then exchange the funds into your local currency. If your bank offers the ability to open accounts in USD, this option is preferred. Please check with your bank to confirm what option will work best for you.
Note that payouts for accounts in Russia can only be paid to bank accounts denominated in USD.


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